Ferrari · Supercar
Ferrari 296 GTB Lease Calculator
Ferrari's V6 hybrid mid-engine car, and one of the strongest value-retaining models in the modern range.
Est. lease payment
$4,585
36 mo · 10,000 mi/yr
Due at signing
$39,985
10% down + fees
3-year retention
82%
$61,560 lost
True cost per month
$3,146
All-in, 5-year ownership
Baseline assumptions: 6.48% equivalent APR (0.0027 money factor), 7.25% sales tax, 66% residual. Data snapshot: August 2026. How estimates are built. Adjust everything below.
Build your 296 GTB lease
Pre-filled with Ferrari 296 GTB figures. Change anything — the dealer's money factor and the bank's residual are the two numbers worth asking for by name.
The vehicle
Start with sticker, then the price you actually negotiated.
Residual value is always calculated from MSRP.
5.0% over MSRP (market adjustment)
Term & usage
Longer terms lower the residual; higher mileage lowers it further.
66% of MSRP = $225,720Estimated from a 66% 36-month baseline, adjusted for your term and mileage.
Money & taxes
Money factor is the lease equivalent of an interest rate.
Equivalent to 6.48% APR
Most states tax the monthly payment, which is what this uses.
Cash & fees
Down payment and trade-in reduce the capitalized cost.
A large down payment is not protected if the car is totaled.
Acquisition fee, typically $995–$1,595 on luxury brands.
Registration, doc fee, and title paid in cash.
Ferrari 296 GTB — estimated
$4,585
per month for 36 months
1.34% of MSRP per month
- Depreciation61%$2,785
- Finance charge32%$1,490
- Sales tax7%$310
What each monthly payment is made of.
Down payment + upfront fees + first month
Price + financed fees − cash, trade, rebates
66% of MSRP
6.48% equivalent APR
30,000 miles included
Signing cash + all monthly payments
Ferrari 296 GTB at a glance
- MSRP
- $342,000
- Powertrain
- 3.0L twin-turbo V6 plug-in hybrid
- Horsepower
- 819 hp
- 0–60 mph
- 2.9 sec
- Fuel economy
- 18 mpg
- Class
- Supercar
296 GTB depreciation curve
Ferrari manages supply deliberately, and the 296 has stayed close to sticker on the secondary market. Maintenance is also unusually predictable thanks to the included seven-year service program.
Projected resale value
From $342,000 MSRP over five years.
Year by year
| Year | Value | Retained |
|---|---|---|
| Year 1 | $318,060 | 93% |
| Year 2 | $297,540 | 87% |
| Year 3 | $280,440 | 82% |
| Year 4 | $263,340 | 77% |
| Year 5 | $249,660 | 73% |
What a 296 GTB costs to run
Estimated annual running costs excluding depreciation, at 5,000 miles per year.
| InsuranceAgreed-value policy, per year | $9,200 |
|---|---|
| MaintenanceScheduled service and wear items, per year | $5,200 |
| FuelAt 5,000 miles per year | $1,083 |
| Registration & fees1.2% of value, varies by state | $3,817 |
| Total per yearBefore depreciation | $19,300 |
Five-year total cost
Everything included, at 5,000 miles per year.
- Depreciation
- $92,340
- Insurance
- $46,000
- Maintenance
- $28,080
- Fuel
- $5,417
- Registration & fees
- $16,908
- Five-year total
- $188,745
That is $3,146 per month, or $7.55 for every mile driven.
Ferrari 296 GTB — common questions
- How much is it to lease a Ferrari 296 GTB?
- At an MSRP of $342,000, a 36-month lease with 10,000 miles per year, a 0.0027 money factor, and $34,200 down works out to roughly $4,585 per month, with about $39,985 due at signing. Over the full term that is approximately $200,460. Your actual payment depends on the money factor and residual your dealer and leasing bank offer.
- What is the residual value on a Ferrari 296 GTB lease?
- A typical 36-month, 10,000-mile residual for the Ferrari 296 GTB is around 66% of MSRP, or about $225,720. Residual percentages are set by the leasing bank rather than the dealer and are not negotiable, though they change with term length and mileage allowance.
- How much does a Ferrari 296 GTB depreciate?
- The Ferrari 296 GTB is modeled to retain about 82% of its value after three years and 73% after five, meaning a loss of roughly $61,560 in the first three years. Ferrari manages supply deliberately, and the 296 has stayed close to sticker on the secondary market. Maintenance is also unusually predictable thanks to the included seven-year service program.
- What does it cost to own a Ferrari 296 GTB per year?
- Including depreciation, insurance, maintenance, fuel, and registration, the Ferrari 296 GTB is estimated at about $37,749 per year over five years at 5,000 miles annually — roughly $3,146 per month. Depreciation alone accounts for 49% of that.
- How much is insurance on a Ferrari 296 GTB?
- Budget around $9,200 per year for an agreed-value policy on the Ferrari 296 GTB, though quotes vary widely with driving record, garaging location, annual mileage, and the insurer's appetite for the model. Specialty collector policies with mileage limits can cost considerably less.
- Is it better to lease or buy a Ferrari 296 GTB?
- The Ferrari 296 GTB retains value unusually well, at roughly 82% after three years. When retention is that strong, buying generally wins: the equity you keep at the end typically exceeds what the lease saves you along the way. Run both through the lease vs buy calculator with your own rates to confirm.
Compare with
Path to own
How long until you can own this?
Carrying a Ferrari 296 GTB costs about $5,955 a month once finance and running costs are combined — implying roughly $29,775 of net monthly income at 20% of net monthly income, plus $39,985 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →More 296 GTB math
Take the same figures into the other calculators.