Maserati · Supercar
Maserati MC20 Lease Calculator
Maserati's return to genuine supercars, powered by an F1-derived engine the company built itself.
Est. lease payment
$3,280
36 mo · 10,000 mi/yr
Due at signing
$29,380
10% down + fees
3-year retention
58%
$104,580 lost
True cost per month
$3,421
All-in, 5-year ownership
Baseline assumptions: 6.48% equivalent APR (0.0027 money factor), 7.25% sales tax, 50% residual. Data snapshot: August 2026. How estimates are built. Adjust everything below.
Build your MC20 lease
Pre-filled with Maserati MC20 figures. Change anything — the dealer's money factor and the bank's residual are the two numbers worth asking for by name.
The vehicle
Start with sticker, then the price you actually negotiated.
Residual value is always calculated from MSRP.
9.0% below MSRP
Term & usage
Longer terms lower the residual; higher mileage lowers it further.
50% of MSRP = $124,500Estimated from a 50% 36-month baseline, adjusted for your term and mileage.
Money & taxes
Money factor is the lease equivalent of an interest rate.
Equivalent to 6.48% APR
Most states tax the monthly payment, which is what this uses.
Cash & fees
Down payment and trade-in reduce the capitalized cost.
A large down payment is not protected if the car is totaled.
Acquisition fee, typically $995–$1,595 on luxury brands.
Registration, doc fee, and title paid in cash.
Maserati MC20 — estimated
$3,280
per month for 36 months
1.32% of MSRP per month
- Depreciation66%$2,175
- Finance charge27%$884
- Sales tax7%$222
What each monthly payment is made of.
Down payment + upfront fees + first month
Price + financed fees − cash, trade, rebates
50% of MSRP
6.48% equivalent APR
30,000 miles included
Signing cash + all monthly payments
Maserati MC20 at a glance
- MSRP
- $249,000
- Powertrain
- 3.0L twin-turbo V6
- Horsepower
- 621 hp
- 0–60 mph
- 2.9 sec
- Fuel economy
- 19 mpg
- Class
- Supercar
MC20 depreciation curve
A superb car carrying decades of brand baggage. Retention trails Ferrari and Lamborghini badly despite comparable performance, and new-car discounts are readily available.
Projected resale value
From $249,000 MSRP over five years.
Year by year
| Year | Value | Retained |
|---|---|---|
| Year 1 | $189,240 | 76% |
| Year 2 | $164,340 | 66% |
| Year 3 | $144,420 | 58% |
| Year 4 | $129,480 | 52% |
| Year 5 | $117,030 | 47% |
What a MC20 costs to run
Estimated annual running costs excluding depreciation, at 5,000 miles per year.
| InsuranceAgreed-value policy, per year | $7,200 |
|---|---|
| MaintenanceScheduled service and wear items, per year | $4,300 |
| FuelAt 5,000 miles per year | $1,026 |
| Registration & fees1.2% of value, varies by state | $2,271 |
| Total per yearBefore depreciation | $14,797 |
Five-year total cost
Everything included, at 5,000 miles per year.
- Depreciation
- $131,970
- Insurance
- $36,000
- Maintenance
- $23,220
- Fuel
- $5,132
- Registration & fees
- $8,934
- Five-year total
- $205,256
That is $3,421 per month, or $8.21 for every mile driven.
Maserati MC20 — common questions
- How much is it to lease a Maserati MC20?
- At an MSRP of $249,000, a 36-month lease with 10,000 miles per year, a 0.0027 money factor, and $24,900 down works out to roughly $3,280 per month, with about $29,380 due at signing. Over the full term that is approximately $144,179. Your actual payment depends on the money factor and residual your dealer and leasing bank offer.
- What is the residual value on a Maserati MC20 lease?
- A typical 36-month, 10,000-mile residual for the Maserati MC20 is around 50% of MSRP, or about $124,500. Residual percentages are set by the leasing bank rather than the dealer and are not negotiable, though they change with term length and mileage allowance.
- How much does a Maserati MC20 depreciate?
- The Maserati MC20 is modeled to retain about 58% of its value after three years and 47% after five, meaning a loss of roughly $104,580 in the first three years. A superb car carrying decades of brand baggage. Retention trails Ferrari and Lamborghini badly despite comparable performance, and new-car discounts are readily available.
- What does it cost to own a Maserati MC20 per year?
- Including depreciation, insurance, maintenance, fuel, and registration, the Maserati MC20 is estimated at about $41,051 per year over five years at 5,000 miles annually — roughly $3,421 per month. Depreciation alone accounts for 64% of that.
- How much is insurance on a Maserati MC20?
- Budget around $7,200 per year for an agreed-value policy on the Maserati MC20, though quotes vary widely with driving record, garaging location, annual mileage, and the insurer's appetite for the model. Specialty collector policies with mileage limits can cost considerably less.
- Is it better to lease or buy a Maserati MC20?
- The Maserati MC20 retains about 58% of its value after three years, which is a meaningful loss to absorb personally. Leasing shifts that risk to the bank and is often the cheaper route over a three-year horizon, particularly if the manufacturer is subsidizing the money factor. Compare both with your own numbers before deciding.
Compare with
Path to own
How long until you can own this?
Carrying a Maserati MC20 costs about $4,316 a month once finance and running costs are combined — implying roughly $21,580 of net monthly income at 20% of net monthly income, plus $29,380 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →More MC20 math
Take the same figures into the other calculators.