Princess · Flybridge
Princess Y85 Cost of Ownership
Princess's flagship flybridge, with build quality that consistently outranks its price bracket in survey.
Purchase price
$9,200,000
85 ft
Running cost / year
$957,607
10.4% of price
All-in per year
$1,686,063
Including depreciation
Charter instead
$102,240
Per week, all in
Baseline: 250 engine hours per year, berthed year-round, marine diesel at $5.50 per gallon, over 5 years. Adjust everything below.
Model your Y85
Pre-filled with Princess Y85 figures. Crew count and engine hours move the total more than anything else on this page.
The yacht
Length drives dockage; value drives insurance and refit reserve.
Crew
Above roughly 80 feet, crew becomes the single largest running cost.
Zero for an owner-operated boat.
A further 30% is added for payroll tax, insurance, and provisioning.
Berth, insurance & refit
Insurance and refit reserve are struck against the declining hull value.
Reduce if the yacht cruises or lies at anchor for part of the year.
Covers haul-out, paint, systems, and the periodic refit.
Fuel
Wildly variable — a planing hull at speed burns many times what it does at displacement speed.
Princess Y85 — annual running cost
$957,607
per year before depreciation
10.4% of purchase price — the 10% rule check
- Crew24%$234,000
- Maintenance & refit39%$377,200
- Dockage5%$48,960
- Insurance10%$98,072
- Fuel21%$199,375
First-year running costs, excluding depreciation.
Value falls to $5,152,000
Running costs plus depreciation
1,250 hours over the period
Year by year
Insurance and refit reserve fall with the hull value; crew and dockage do not.
| Year | Crew | Dockage | Insurance | Maintenance | Fuel | Depreciation | Total |
|---|---|---|---|---|---|---|---|
| Year 1 | $234,000 | $48,960 | $98,072 | $377,200 | $199,375 | $1,656,000 | $2,613,607 |
| Year 2 | $234,000 | $48,960 | $88,504 | $340,400 | $199,375 | $736,000 | $1,647,239 |
| Year 3 | $234,000 | $48,960 | $80,132 | $308,200 | $199,375 | $644,000 | $1,514,667 |
| Year 4 | $234,000 | $48,960 | $72,956 | $280,600 | $199,375 | $552,000 | $1,387,891 |
| Year 5 | $234,000 | $48,960 | $66,976 | $257,600 | $199,375 | $460,000 | $1,266,911 |
| Total | $1,170,000 | $244,800 | $406,640 | $1,564,000 | $996,875 | $4,048,000 | $8,430,315 |
Princess Y85 at a glance
- Length overall
- 85 ft
- Engines
- 2 × MAN V12-1900
- Top speed
- 32 knots
- Guests
- 10 in 5 cabins
- Crew
- 3
- Class
- Flybridge
Where the money goes
Crossing 80 feet is where full-time crew stops being optional and the cost curve steepens sharply. Three crew is roughly $230,000 a year once overhead is counted.
| Crew3 full-time, including 30% overhead | $234,000 |
|---|---|
| Maintenance & refit reserve5.0% of hull value | $377,200 |
| Dockage85 ft at $48/ft/month, year-round | $48,960 |
| Insurance1.30% of hull value | $98,072 |
| Fuel250 hrs at 145 gal/hr | $199,375 |
| Running cost per yearBefore depreciation | $957,607 |
Depreciation curve
From $9,200,000 over five years.
Depreciation over five years totals $4,048,000 — 48% of the all-in cost of ownership.
Princess Y85 — common questions
- How much does it cost to run a Princess Y85 per year?
- Excluding depreciation, roughly $957,607 per year — about 10.4% of the $9,200,000 purchase price, against the industry rule of thumb of 10%. That breaks down as approximately $234,000 crew, $48,960 dockage, $98,072 insurance, $377,200 maintenance and refit reserve, and $199,375 fuel at 250 engine hours.
- What is the true cost of owning a Princess Y85?
- Including depreciation, the Princess Y85 is modeled at about $1,686,063 per year over five years — roughly $140,505 per month. Depreciation alone accounts for 48% of that, which is why the purchase price is the smaller half of the decision.
- Is it cheaper to charter a Princess Y85 than own one?
- At 6 weeks aboard per year, chartering is substantially cheaper. A comparable charter runs about $102,240 per week including APA and extras, so 6 weeks costs roughly $613,440 against $1,686,063 to own. Ownership only wins beyond about 17 weeks aboard per year.
- How much does a Princess Y85 depreciate?
- The Princess Y85 is modeled to retain about 67% of its value after three years and 56% after five — a loss of roughly $4,048,000 over the five-year hold. Crossing 80 feet is where full-time crew stops being optional and the cost curve steepens sharply. Three crew is roughly $230,000 a year once overhead is counted.
- How many crew does a Princess Y85 need?
- Approximately 3 full-time crew. At an average salary of $60,000 plus payroll taxes, insurance, training, and provisioning, that is about $234,000 per year — 24% of the total running cost.
Compare with
Azimut
Grande 27M
88 ft · 10 guests · 3 crew
- Price
- $9,800,000
- Running cost / yr
- $973,220
- Charter / week
- $76,000
Ferretti
Yachts 720
72 ft · 8 guests · 2 crew
- Price
- $6,900,000
- Running cost / yr
- $702,467
- Charter / week
- $55,000
Absolute
Navetta 64
64 ft · 8 guests · 1 crew
- Price
- $2,800,000
- Running cost / yr
- $294,279
- Charter / week
- $32,000
Nautor Swan
88
88 ft · 8 guests · 3 crew
- Price
- $9,500,000
- Running cost / yr
- $798,920
- Charter / week
- $82,000
Path to own
How long until you can own this?
Carrying a Princess Y85 costs about $145,954 a month once finance and running costs are combined — implying roughly $583,817 of net monthly income at 25% of net monthly income, plus $1,840,000 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →