Maserati · Luxury SUV
Maserati Grecale Lease Calculator
Maserati's compact SUV, aimed squarely at the Porsche Macan.
Est. lease payment
$1,139
36 mo · 10,000 mi/yr
Due at signing
$10,539
10% down + fees
3-year retention
50%
$41,000 lost
True cost per month
$1,391
All-in, 5-year ownership
Baseline assumptions: 6.48% equivalent APR (0.0027 money factor), 7.25% sales tax, 46% residual. Data snapshot: August 2026. How estimates are built. Adjust everything below.
Build your Grecale lease
Pre-filled with Maserati Grecale figures. Change anything — the dealer's money factor and the bank's residual are the two numbers worth asking for by name.
The vehicle
Start with sticker, then the price you actually negotiated.
Residual value is always calculated from MSRP.
11.0% below MSRP
Term & usage
Longer terms lower the residual; higher mileage lowers it further.
46% of MSRP = $37,720Estimated from a 46% 36-month baseline, adjusted for your term and mileage.
Money & taxes
Money factor is the lease equivalent of an interest rate.
Equivalent to 6.48% APR
Most states tax the monthly payment, which is what this uses.
Cash & fees
Down payment and trade-in reduce the capitalized cost.
A large down payment is not protected if the car is totaled.
Acquisition fee, typically $995–$1,595 on luxury brands.
Registration, doc fee, and title paid in cash.
Maserati Grecale — estimated
$1,139
per month for 36 months
1.39% of MSRP per month
- Depreciation69%$782
- Finance charge25%$280
- Sales tax7%$77
What each monthly payment is made of.
Down payment + upfront fees + first month
Price + financed fees − cash, trade, rebates
46% of MSRP
6.48% equivalent APR
30,000 miles included
Signing cash + all monthly payments
Maserati Grecale at a glance
- MSRP
- $82,000
- Powertrain
- 2.0L turbocharged inline-four with mild hybrid
- Horsepower
- 325 hp
- 0–60 mph
- 5.3 sec
- Fuel economy
- 22 mpg
- Class
- Luxury SUV
Grecale depreciation curve
Loses to the Macan on residuals by a wide margin. Heavy new-car incentives are the norm, which drags the used curve down with them.
Projected resale value
From $82,000 MSRP over five years.
Year by year
| Year | Value | Retained |
|---|---|---|
| Year 1 | $57,400 | 70% |
| Year 2 | $48,380 | 59% |
| Year 3 | $41,000 | 50% |
| Year 4 | $36,080 | 44% |
| Year 5 | $31,980 | 39% |
What a Grecale costs to run
Estimated annual running costs excluding depreciation, at 5,000 miles per year.
| InsuranceAgreed-value policy, per year | $2,700 |
|---|---|
| MaintenanceScheduled service and wear items, per year | $2,400 |
| FuelAt 5,000 miles per year | $886 |
| Registration & fees1.2% of value, varies by state | $689 |
| Total per yearBefore depreciation | $6,675 |
Five-year total cost
Everything included, at 5,000 miles per year.
- Depreciation
- $50,020
- Insurance
- $13,500
- Maintenance
- $12,960
- Fuel
- $4,432
- Registration & fees
- $2,578
- Five-year total
- $83,490
That is $1,391 per month, or $3.34 for every mile driven.
Maserati Grecale — common questions
- How much is it to lease a Maserati Grecale?
- At an MSRP of $82,000, a 36-month lease with 10,000 miles per year, a 0.0027 money factor, and $8,200 down works out to roughly $1,139 per month, with about $10,539 due at signing. Over the full term that is approximately $50,396. Your actual payment depends on the money factor and residual your dealer and leasing bank offer.
- What is the residual value on a Maserati Grecale lease?
- A typical 36-month, 10,000-mile residual for the Maserati Grecale is around 46% of MSRP, or about $37,720. Residual percentages are set by the leasing bank rather than the dealer and are not negotiable, though they change with term length and mileage allowance.
- How much does a Maserati Grecale depreciate?
- The Maserati Grecale is modeled to retain about 50% of its value after three years and 39% after five, meaning a loss of roughly $41,000 in the first three years. Loses to the Macan on residuals by a wide margin. Heavy new-car incentives are the norm, which drags the used curve down with them.
- What does it cost to own a Maserati Grecale per year?
- Including depreciation, insurance, maintenance, fuel, and registration, the Maserati Grecale is estimated at about $16,698 per year over five years at 5,000 miles annually — roughly $1,391 per month. Depreciation alone accounts for 60% of that.
- How much is insurance on a Maserati Grecale?
- Budget around $2,700 per year for an agreed-value policy on the Maserati Grecale, though quotes vary widely with driving record, garaging location, annual mileage, and the insurer's appetite for the model. Specialty collector policies with mileage limits can cost considerably less.
- Is it better to lease or buy a Maserati Grecale?
- The Maserati Grecale retains about 50% of its value after three years, which is a meaningful loss to absorb personally. Leasing shifts that risk to the bank and is often the cheaper route over a three-year horizon, particularly if the manufacturer is subsidizing the money factor. Compare both with your own numbers before deciding.
Compare with
Path to own
How long until you can own this?
Carrying a Maserati Grecale costs about $1,585 a month once finance and running costs are combined — implying roughly $7,925 of net monthly income at 20% of net monthly income, plus $10,539 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →More Grecale math
Take the same figures into the other calculators.